biniyog.io

biniyog.io is Bangladesh's first Shariah-compliant alternative investment platform, founded in 2021 by Muhammad Saeedul Alam and Shabab Shahriar Khan. The platform connects everyday investors with profitable SMEs across Bangladesh, ensuring ethical, halal investments without dealing with interest (riba). Biniyog.io has raised a total of $9.2 million in seed funding, making it one of Bangladesh's most well-funded FinTech startups.

🚀 Founding Story

Biniyog.io was founded in 2021 with a mission to democratize investment in Bangladesh while adhering to Islamic financial principles. The founders recognized that millions of Bangladeshis wanted to invest in real businesses but lacked access to investment platforms — and many wanted Shariah-compliant options that avoided interest-based financial products. Biniyog.io built a technology platform that connects everyday investors with profitable SMEs, enabling fractional investment in real businesses.

💰 Investment History

Biniyog.io has raised significant venture capital:

• 🌱 Initial Seed — $4 million in initial seed funding
• 📈 Seed Extension — $5.2 million additional seed funding, bringing total to $9.2 million

The company has processed over 125 crore Taka (Tk 1.25 billion) in investments through its platform — a significant milestone for a Bangladesh FinTech startup.

📱 Platform & Services

Biniyog.io offers:

• 💰 SME investment — Invest in real, profitable businesses across Bangladesh
• 🕌 Shariah-compliant — All investments are halal, no interest (riba)
• 📱 Mobile app — Available on Google Play and Apple App Store
• 📊 Transparent returns — Clear investment terms and profit-sharing
• 🏢 SME financing — Provides capital to growing businesses
• 🌍 Multi-country vision — Operating in Pakistan, Bangladesh, Middle East, and Sub-Saharan Africa